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What would be a way to ask this question so I can actually get relevant answers?

My question "Is there a reduced rate car insurance for people who don't drive much?"

Most of the answers are: talk to your insurance agent, shop online, or you haven't provided any details about yourself so we can't answer you.


I just wanted to know if there was a special term or if the thing even existed so I could search for it but no one would even give me that.

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